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Why People Are Claiming Against Northridge Car Finance

FCA investigations have uncovered hidden fees, inflated interest rates, and unfair terms in Northridge or NIIB car finance agreements, leading to a rise in NIIB Group complaints. If you were mis-sold, you could be owed a Northridge finance compensation. Check your eligibility today with our quick and secure Northridge finance claim form.

You’ve got the green light!

If you have a Northridge Finance mis-sold car finance, now is the time to act. Hidden fees, inflated interest rates, and undisclosed commissions may have cost you more than you think. Filing your Northridge car finance claim is fast and hassle-free—no confusing paperwork, no legal stress. Just a simple process to help you reclaim the Northridge car finance refund you deserve and put your money back where it belongs.

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We find your agreements

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

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We take the wheel

Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

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The real work begins

Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , no-win, no-fee basis, meanwhile, you don’t have to lift a finger.

What Happens When I Start a Northridge PCP Claims?

We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Northridge Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:

1

Letter to lender

Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.

2

Reply expected

The lender should reply or at least acknowledge your complaint.

3

Delayed reply possible

Delayed reply possibleThe FCA has paused firms from issuing final responses until 4 December 2025.

4

FCA consultation

The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.

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No Win No Fee Promise

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

About Your Choices

Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce in 2026. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.

FCA Updates

The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.

The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026.

It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.

FCA Motor Finance Review - Latest Update

Mis-Sold PCP Car Finance Claims

If you have an Northridge Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

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Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

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If you’ve had car finance with Close Brothers you could have a claim worth:

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Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

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Got questions?

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