Concerns over mis-sold car finance agreements have led to FCA investigations into hidden fees, inflated interest rates, and undisclosed commissions. As a result, more customers are filing Alphera car finance complaints to challenge these unfair practices.
If your Alphera finance agreement was affected, you could be eligible for an Alphera finance refund. Use our secure claims checker today to see if you qualify and reclaim the Alphera finance compensation you deserve.
If you’ve been mis-sold Alphera car finance, don’t miss your chance to claim. Starting your Alphera finance claim is fast and hassle-free—no complex paperwork, no legal jargon. Just a straightforward process to help you recover the Alphera finance refund you deserve and get your money back where it belongs.
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to an Alphera Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
The lender should reply or at least acknowledge your complaint.
Delayed reply possibleThe FCA has paused firms from issuing final responses until 4 December 2025.
The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.
If you have an Alphera Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
If you’ve had car finance with Black Horse you could have a claim worth:
If you’ve had car finance with Close Brothers you could have a claim worth:
If you’ve had car finance with Motonovo you could have a claim worth: