Mrs B bought a Mercedes on finance at 14.1% APR, unaware of undisclosed commission. On appeal, Liverpool County Court awarded her £1,486.08 plus £69 interest for the unfair rate.
Miss W paid 7.7% APR instead of 5.2% after Arnold Clark inflated rates to earn £1,351 commission. Carlisle County Court ruled the deal unfair and ordered repayment plus £93.79 interest.
Mrs J unknowingly paid a higher rate on her PCP deal so Arnold Clark could earn a £1,608 commission. Blackpool County Court found the relationship unfair and ordered repayment plus 2.9% interest.
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You might have a claim if your car finance agreement included any of these.
If you took out PCP or HP finance between April 2007 and November 2024, you could be owed compensation.
Here dealers could secretly increase your interest rate.
Where commissions were excessive compared to the loan amount.
Where dealers claimed to find the best deal but were actually tied to a single lender.
If you took out PCP or HP finance between April 2007 and November 2024, you could be owed compensation.
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
You may be eligible to make a car finance claim if your agreement between April 2007 and November 2024 included any of the following:
If any of these apply, you could be owed compensation.
You might have a mis sold car finance agreement if:
Our PCP claims checker can quickly confirm if you’re eligible for a refund.