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Why People Are Claiming Against Clydesdale Finance

Hidden commissions and unfair charges in Clydesdale Bank car finance agreements have led to FCA scrutiny and rising complaints. If your Clydesdale car finance deal was mis-sold, you could be owed compensation. Check your eligibility now and start reclaiming the Clydesdale Bank PCP compensation you deserve.

You’ve got the green light!

If you were affected by a mis-sold Clydesdale Bank car finance agreement, now is the time to take action. Hidden fees, unfair charges, and undisclosed commissions may have led you to overpay without realising it. Filing your Clydesdale car finance claim is quick and hassle-free—no confusing paperwork, no legal headaches. Just a simple process to help you recover the Clydesdale car finance refund you deserve and put your money back where it belongs.

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We find your agreements

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

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We take the wheel

Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

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The real work begins

Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , no-win, no-fee basis, meanwhile, you don’t have to lift a finger.

What Happens When I Start a Clydesdale PCP Claims?

We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Clydesdale Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:

1

Letter to lender

Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.

2

Reply expected

The lender should reply or at least acknowledge your complaint.

3

Delayed reply possible

Delayed reply possibleThe FCA has paused firms from issuing final responses until 4 December 2025.

4

FCA consultation

The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.

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No Win No Fee Promise

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

About Your Choices

Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme for free. You do not need to use a claims management company. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.

FCA Updates

The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.

The FCA is likely to introduce a redress scheme in 2026 starting consultation in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:

FCA Motor Finance Review - Latest Update

Mis-Sold PCP Car Finance Claims

If you have an Clydesdale Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

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Got questions?

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