400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why Drivers Are Filing Toyota Car Finance Claims

Thousands of drivers have filed Toyota Finance complaints, with FCA investigations uncovering hidden commissions, inflated interest rates, and unfair charges in car finance agreements. If you were mis-sold car finance by Toyota, you could be owed a Toyota finance compensation. Check your eligibility today with our secure online Toyota claims tool and reclaim the Toyota refund you deserve.

You’ve got the green light!

If you have a Toyota mis-sold car finance agreement, now is the time to act. Unfair charges, hidden fees, and inflated interest rates may have led you to overpay without realising. Filing your Toyota car finance claim is quick and stress-free—no complicated forms, no legal hassle. Just a simple process to help you secure the Toyota finance refund you deserve and get your money back where it belongs: in your pocket.

Img

We find your agreements

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

Img

We take the wheel

Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

Img

The real work begins

Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on no-win, no-fee basis, meanwhile, you don’t have to lift a finger.

What Happens When I Start a Toyota PCP Claims?

We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Toyota Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:

1

Letter to lender

Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.

2

Reply expected

The lender should reply or at least acknowledge your complaint.

3

Delayed reply possible

Delayed reply possibleThe FCA has paused firms from issuing final responses until 4 December 2025.

4

FCA consultation

The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.

good to know

No Win No Fee Promise

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

About Your Choices

Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme for free. You do not need to use a claims management company. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.

FCA Updates

The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.

The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026.

It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.

FCA Motor Finance Review - Latest Update

Mis-Sold PCP Car Finance Claims

If you have an Toyota Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

Black Horse Finance Claims

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

Close Brothers Finance Claims

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

Motonovo Finance Claims

See popular lenders

Related reading & Guides

Got questions?

See more claim FAQs