FCA investigations into Mercedes-Benz Finance discretionary commissions have exposed hidden charges and unfair practices. Many customers are now reclaiming overpaid money. If your Mercedes car finance agreement was mis-sold, you could be owed compensation. Check your eligibility today and take the first step toward your Mercedes finance refund.
Hidden fees, inflated interest rates, and undisclosed commissions in your Mercedes finance agreement may have cost you more than you realise. Now is the time to claim back what you're owed. Filing your Mercedes-Benz finance claim is quick and hassle-free—no complex paperwork, no legal stress. Just a straightforward process designed to help you secure the Mercedes finance refund you deserve and put your money back where it belongs.
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Mercedes Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
The lender should reply or at least acknowledge your complaint.
Delayed reply possibleThe FCA has paused firms from issuing final responses until 4 December 2025.
The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.
If you have an Mercedes Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
If you’ve had car finance with Black Horse you could have a claim worth:
If you’ve had car finance with Close Brothers you could have a claim worth:
If you’ve had car finance with Motonovo you could have a claim worth:
The Mercedes finance claim surge is growing as more drivers uncover hidden commissions and excessive interest rates in their Mercedes-Benz finance agreements. The FCA is actively investigating Mercedes-Benz Finance discretionary commission arrangements, placing Mercedes-Benz Finance and other lenders at the centre of the car finance scandal.
The latest Mercedes claims update shows an increasing number of affected customers filing claims, with more expected as awareness spreads. If your agreement was mis-sold, you may be entitled to compensation. Use our claims checker to find out if you qualify.
Yes, if your Mercedes finance agreement included undisclosed commissions, excessive interest rates, or unfair charges, you may be entitled to a Mercedes finance compensation claim.
You might have a Mercedes-Benz finance claim if:
Use our Mercedes finance calculator to check your eligibility.
If your Mercedes finance agreement was taken out between April 2007 and January 28, 2021, you may be eligible for a Mercedes car finance claim. The FCA is investigating finance agreements from this period, particularly those with Mercedes-Benz finance discretionary commission arrangements (DCAs).
Even if your Mercedes-Benz finance settlement is already paid off, you could still be eligible for a refund.