Santander Finance Claim

If you believe your Santander Partner Finance agreement was mis-sold, you have three ways to start your claim:

1. Submit a complaint directly to Santander Partner Finance. If your claim is rejected or delayed, you can escalate it to the Financial Ombudsman Service (FOS) for a free, independent review.
2. Use a claims management company (CMC) like ours. Simply complete our online claims checker to see if you qualify. If eligible, our team will handle the process from start to finish.
3. Consult a solicitor for more complex or high-value cases, though legal fees may apply.

Although the FCA has paused complaint responses until after 4th December 2025, you can still submit your claim now to secure your place in the queue.

Most car finance complaints are currently paused due to the Financial Conduct Authority’s (FCA) ongoing investigation. This means the majority of claims will not be reviewed until after 4th December 2025, when new guidance is expected.

If your Santander car finance agreement included hidden commissions, inflated interest rates, or undisclosed fees, you may be eligible for compensation. You can still check your eligibility now and start your Santander refund claim to reserve your place in the queue.

If you had a Santander car finance agreement and were not informed about hidden fees, unfair commissions, or excessive interest rates, you could be eligible for a Santander finance claim. Start your Santander car finance claim online today to see if you qualify.

Yes, Santander has made a motor finance compensation provision of £295 million to cover car finance claims Santander customers are filing due to mis-sold agreements, discretionary commission arrangements (DCAs), and inflated interest rates.

Claiming a Santander car finance refund is simple. Use our secure Santander claim car finance checker to determine your eligibility. If approved, our team will handle everything to ensure you receive the Santander car finance compensation you’re entitled to.

The Santander UK car loan ruling relates to unfair lending practices, where Santander allowed dealers to raise interest rates to earn higher commissions. This has led to a surge in Santander car finance claims from customers who unknowingly overpaid.

Yes, many customers are filing Santander PCP claims after discovering they were charged excessive interest rates due to hidden commissions. If you had a PCP Santander agreement, you might be owed compensation.

Starting your Santander car finance claim is quick and straightforward. Use our online tool to check your eligibility in minutes. If you qualify, our No Win, No Fee team will manage the entire process from gathering evidence to submitting your case and pursuing your Santander consumer finance settlement. You only pay if your claim is successful.

Yes, Santander allowed discretionary commission arrangements (DCAs), meaning dealers could increase interest rates without informing customers. If your loan was affected, you may be entitled to a Santander dca claim refund.

Santander may refund customers as part of an industry-wide review into mis-sold car finance, following the Financial Conduct Authority’s (FCA) investigation into hidden commissions and unfair lending practices.

Many Santander car finance agreements may have included discretionary commission arrangements (DCAs) or undisclosed fees that led to customers being overcharged. If you were affected, you may be eligible to file a Santander consumer finance claim.

While most complaint responses are paused until after 4th December 2025, you can still start your claim now to secure your place in the review queue.

Your Santander car finance mis-selling claim might be valid if:

1. Your interest rate was higher than expected
2. Santander or the dealer failed to inform you about commissions
3. Unexplained fees were added to your loan
4. The terms weren’t clearly explained before you signed

If any of these apply, check if you’re eligible for a Santander car finance reclaim today.

If your Santander car finance complaints are ignored or rejected unfairly, you can escalate your case to the Financial Ombudsman Service (FOS) for independent review.

The amount of Santander car finance compensation you could receive depends on factors such as how much you borrowed, the interest you were charged, and whether hidden commissions or fees were included in your agreement. Most complaint responses are currently paused under the Financial Conduct Authority’s (FCA) investigation until at least 4th December 2025. You can still use our Santander mis-sold car finance calculator to estimate your potential refund and check your eligibility today.

You may be able to claim for mis-sold car finance Santander agreements if you purchased a car on finance between April 2007 and January 28, 2021. This period is being investigated by the Financial Conduct Authority (FCA) due to concerns over mis-selling and discretionary commission arrangements (DCAs).

If your Santander car finance agreement was affected, you could still be eligible for a Santander car finance refund, even if your loan has already been paid off. Check your eligibility today.

A Santander PCP claim refers to Personal Contract Purchase (PCP) or Hire Purchase (HP) agreements that were mis-sold. If Santander or the dealer inflated your interest rate without informing you, you might be eligible for a Santander Partner Finance PCP claim refund.